Ask Grandpa: Thoughts on son-in-law’s insurance policy

Ask Grandpa
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Grandpa,
I am starting to get suspicious of my son-in-law’s motives. He and my daughter seem to get along well. He tells me that he loves me like I am his own mother. They had been married only about a year when he decided to buy life insurance for me. He asked all the right questions about my health. He wanted to know things about what I want done after I leave this world. He took out a policy worth (dollar amount withheld by Grandpa). I think that is a bit too much. My daughter told me that he insisted on having enough to cover any eventuality. And he has broached the subject of what kind of send off I would like. I won’t discuss it. I won’t know the difference, anyway. I have my daughter, and four sons to worry about me. I don’t need him trying to push his way into the family like that.
Grandpa says; Your suspicions may or may not be right. It is the kind of thing you will never know because the truth will come out after it is too late for you to see it. Have you considered pre-planning? You might be surprised at the cost of a funeral. Individuals in grief tend to spend more to compensate for their feelings. It sounds to me like your son-in-law is a pragmatic man who knows that his in-laws may not be in a position to pay for your final expenses. The amount of the policy is too small to make it worth doing anything improper with it. Casually mention to your sons that their sister and her husband have a policy to cover your final expenses. Don’t mention your suspicions.
Grandpa;
My ex-wife just found out she has type 2 diabetes. She has always been heavy. She went to the doctor about a sore on her foot. That is how the doctor found out she is diabetic. Since she found out, she has gone on an eating binge. She won’t take her insulin. She calls me all the time to complain that she is so lonely. I have not remarried since the divorce and I do not want to be part of her life anymore. She left me, but won’t let go. My pastor tells me that I am being cruel and vindictive. I say she made her bed, and several others around town, so now she can lay in it, or them. I have told her in no uncertain terms that I will go to court and get an injunction to keep her from calling me. I am still hurt by what she did to me. I am trying to move on, but she won’t let me.
Grandpa says; Your pastor knows you better than I do. I would take his words to heart. You don’t sound like you are “trying to move on.” You either do or you don’t do. There is no way someone else can move you or stop you. I think you may like having her dependent on you to facilitate your vindictive behavior.
Got something stuck in your craw? Ask Grandpa. Address your letters to Ask Grandpa c/o The Voice, 314 N. Lake Street, Suite 2, Aurora, IL 60506 or send an E-mail to askgrandpa@thevoice.us.

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